Investment & Incentive Advisory
KOSGEB Grants & Loan Support
Turkey's broadest SME support mechanism, offering grants and interest-free loans to small and mid-sized businesses across setup, digital transformation, R&D and export readiness.
Program / institution
~57,000 enterprises
Enterprises supported in 2024
~13.3 billion TRY
Total 2024 support disbursed
Who benefits
- Meets Turkey's legal SME definition (based on headcount and turnover/balance-sheet thresholds)
- Registered in the KOSGEB Information System (KBS)
- No outstanding tax or social security debt
- Depending on the program: new entrepreneur or operating business status
What it covers
- Non-repayable grants for setup, training and consultancy costs
- Interest-free or low-interest loan support for machinery, equipment and software purchases
- Project support under the Digital Transformation and R&D/Innovation programs
- Support for collaboration/co-operation projects and export readiness
Application process
Online registration through the KOSGEB Information System (KBS)
Completing the program's required training modules
Submitting a business plan or project application through the system
Review and approval by the KOSGEB evaluation board (typically takes a few months)
The program in numbers
~57,000 enterprises
Enterprises supported in 2024
Source: KOSGEB 2024 Yıllık Faaliyet Raporu · 2024
~13.3 billion TRY
Total 2024 support disbursed
Source: KOSGEB 2024 Yıllık Faaliyet Raporu · 2024
Figures come from KOSGEB's official annual activity report; support amounts and rates are updated every year.
Frequently asked questions
Can we apply again every year?
Yes, you can apply to different programs more than once; each application is evaluated against that program's own criteria.
How do you support us through the application?
We work with you from the eligibility analysis through the KBS application, business plan preparation and correspondence during evaluation.
Find out if you qualify for this program
We'll assess your organization's scale and project scope and build the eligibility analysis together.